Cross-border payments continue to face high costs, slow processing speeds, complex regulatory environments and a lack of interoperability between systems, Piero Cipollone, a member of the European Central Bank Executive Board, pointed out in a speech earlier this month. As he noted, differences between national financial systems lead travelers to experience various payment barriers, including limited payment options and high currency exchange fees. In addition, mobile payment services such as Apple Pay and Alipay operate on a country-specific basis, making them less accessible to foreigners staying in a country for a short period. This inconvenience is exactly what Crosshub set out to solve. Founded in May last year, the Korean startup is developing a global seamless payment solution that integrates identity verification with payments, allowing users to continue using their preferred payment methods across borders — overcoming the limitations of each country’s financial regulations and payment networks. “Our IDBlock is a next-generation hybrid identity authentication system, built
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